The housing market has experienced a period of unprecedented growth in the wake of the pandemic, with low interest rates and changing lifestyle preferences driving demand for property.
The economy has been navigating a turbulent path as it responds to the ongoing impact of Brexit, Covid-19, and global economic trends, with both challenges and opportunities ahead.
Getting a mortgage when you’re self-employed can seem daunting, but it doesn’t have to be. Lenders may have different requirements for business owners, freelancers and contractors, but with the right preparation, such as gathering SA302 forms and proving consistent income, you can make the process much smoother. This guide explains how lenders assess self-employed applicants, what documents you’ll need and how expert mortgage advice can help you secure the right deal for your circumstances.
Buying your first home in the UK is tough, but government schemes can help. This guide shares tips for finding affordable properties and making strong offers. Check if you’re eligible and explore all options before buying.
Halifax reported that house prices have climbed by 2.1% annually for a remarkable three months in succession.
The Bank of England has lowered the base interest rate by 0.25%, sparking renewed interest in variable-rate and tracker mortgages. With lenders already adjusting deals and further cuts expected, now could be a smart time to review your mortgage.
Buying your first home in the UK is tough, but government schemes can help. This guide shares tips for finding affordable properties and making strong offers. Check if you’re eligible and explore all options before buying.
Parents can help their children buy their first home through joint mortgages, remortgaging, guarantor mortgages, or gifting a deposit, each with its own risks and responsibilities. It's crucial to seek independent financial advice before making any decisions to understand the potential implications. In this blog we break down everything you need to know.
Buying your first home involves more than just saving for a deposit; you’ll also need to consider mortgage fees, legal costs, stamp duty, and ongoing expenses like insurance and utilities. Understanding these costs in advance will help you budget effectively and ensure a smooth home-buying experience.