
The housing market has experienced a period of unprecedented growth in the wake of the pandemic, with low interest rates and changing lifestyle preferences driving demand for property.

The economy has been navigating a turbulent path as it responds to the ongoing impact of Brexit, Covid-19, and global economic trends, with both challenges and opportunities ahead.
The Bank of England has cut the base rate by 0.25% to 3.75% at its final meeting of 2025, marking the fourth cut this year. The move reflects easing inflation and may bring improved mortgage options for borrowers as 2026 approaches.
Buying your first home in the UK is tough, but government schemes can help. This guide shares tips for finding affordable properties and making strong offers. Check if you’re eligible and explore all options before buying.
Halifax reported that house prices have climbed by 2.1% annually for a remarkable three months in succession.

The Bank of England hold a meeting and holds the interest rate at 4%. What is the impact of this decision on homebuyers?

Newcastle Building Society now offers up to 98% LTV mortgages on homes priced £96,000–£350,000, helping first-time buyers purchase with deposits from around £5,000. As higher LTVs can mean higher rates, seeking mortgage advice is recommended.

Getting a mortgage when you’re self-employed can seem daunting, but it doesn’t have to be. Lenders may have different requirements for business owners, freelancers and contractors, but with the right preparation, such as gathering SA302 forms and proving consistent income, you can make the process much smoother. This guide explains how lenders assess self-employed applicants, what documents you’ll need and how expert mortgage advice can help you secure the right deal for your circumstances.