
The housing market has experienced a period of unprecedented growth in the wake of the pandemic, with low interest rates and changing lifestyle preferences driving demand for property.

The economy has been navigating a turbulent path as it responds to the ongoing impact of Brexit, Covid-19, and global economic trends, with both challenges and opportunities ahead.
The Bank of England hold a meeting and holds the interest rate at 4%. What is the impact of this decision on homebuyers?
Buying your first home in the UK is tough, but government schemes can help. This guide shares tips for finding affordable properties and making strong offers. Check if you’re eligible and explore all options before buying.
Halifax reported that house prices have climbed by 2.1% annually for a remarkable three months in succession.

This blog explains the key differences between fixed-rate and variable-rate mortgages, outlining the pros and cons of each. Whether you're a first-time buyer or remortgaging, it helps you understand which option might suit your financial situation and goals.

The Bank of England has held the base interest rate at 4.25%, surprising many who expected another cut.

Holding rental properties in a limited company (SPV) offers tax benefits like lower corporation tax (25% vs 45% income tax) and full mortgage interest relief. However, SPVs mean higher mortgage rates, more admin, and dividend tax on profits. Best for portfolio landlords reinvesting profits; personal ownership may suit smaller investors. Always get professional advice.

The Bank of England has lowered the base interest rate by 0.25%, sparking renewed interest in variable-rate and tracker mortgages. With lenders already adjusting deals and further cuts expected, now could be a smart time to review your mortgage.