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Building equity is about more than rising house prices. This guide explains what home equity is, what influences how quickly you build it, and the practical steps you can take to grow your financial stake in your home. From choosing the right area to managing your mortgage and making strategic improvements, discover how to turn your property into a long-term asset.

Thinking of applying for a mortgage? Small changes to your spending habits, credit use and bank statements can improve your affordability and strengthen your application.

Inflation is changing how homeowners and buyers approach mortgages, with many choosing longer fixed rates, saving bigger deposits or delaying moves to manage rising costs. Understanding these trends helps people make more confident decisions in an uncertain market.

The UK mortgage market ended 2025 on a steadier footing, with falling interest rates, increased remortgaging activity and slower house price growth. Looking ahead to 2026, experts predict modest price rises, improving mortgage demand and continued regional differences across the country.

Monzo’s acquisition of Habito signals a potential shift in how mortgage advice is accessed, bringing full-market broking into a banking app. While the added convenience may suit some borrowers, mortgages remain major financial decisions where many will still value personalised, independent advice.

Our Mortgage adviser, Stephen Davison, has been with us for a year now. We wanted to ask him a few questions to reflect on the year he has had with us.

Divorce can be emotionally and financially challenging. This post highlights five common financial mistakes people make during divorce, from overlooking pensions to not securing a financial consent order, and explains how avoiding them can help protect your long-term financial future.