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Green mortgages reward buyers of energy-efficient homes, usually with an EPC rating of A or B. Benefits can include cashback, lower rates, or higher borrowing limits, while also cutting energy bills. Several lenders, including Nationwide, Halifax and HSBC, offer these deals, though eligibility varies.

The Bank of England has lowered the base interest rate to 4%, marking the first drop since March 2023. Despite inflation and food price concerns, the rate cut reflects slowing wage growth and greater global economic stability. Governor Andrew Bailey warns that future cuts will need to be made gradually. Our Mortgage Protection Adviser, Nicola Henton, shares her advice for those navigating the market during this shift.

This blog explains the key differences between fixed-rate and variable-rate mortgages, outlining the pros and cons of each. Whether you're a first-time buyer or remortgaging, it helps you understand which option might suit your financial situation and goals.

The Bank of England has held the base interest rate at 4.25%, surprising many who expected another cut.

The Bank of England has lowered the base interest rate by 0.25%, sparking renewed interest in variable-rate and tracker mortgages. With lenders already adjusting deals and further cuts expected, now could be a smart time to review your mortgage.

Buying your first home in the UK is tough, but government schemes can help. This guide shares tips for finding affordable properties and making strong offers. Check if you’re eligible and explore all options before buying.

Parents can help their children buy their first home through joint mortgages, remortgaging, guarantor mortgages, or gifting a deposit, each with its own risks and responsibilities. It's crucial to seek independent financial advice before making any decisions to understand the potential implications. In this blog we break down everything you need to know.

Buying your first home involves more than just saving for a deposit; you’ll also need to consider mortgage fees, legal costs, stamp duty, and ongoing expenses like insurance and utilities. Understanding these costs in advance will help you budget effectively and ensure a smooth home-buying experience.