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Buying your first home in the UK is tough, but government schemes can help. This guide shares tips for finding affordable properties and making strong offers. Check if you’re eligible and explore all options before buying.

Parents can help their children buy their first home through joint mortgages, remortgaging, guarantor mortgages, or gifting a deposit, each with its own risks and responsibilities. It's crucial to seek independent financial advice before making any decisions to understand the potential implications. In this blog we break down everything you need to know.

Buying your first home involves more than just saving for a deposit; you’ll also need to consider mortgage fees, legal costs, stamp duty, and ongoing expenses like insurance and utilities. Understanding these costs in advance will help you budget effectively and ensure a smooth home-buying experience.

The Bank of England has kept interest rates at 4.5%, signalling stability in the housing market. However, with upcoming changes to stamp duty, homebuyers may need to adjust their budgets for the new tax-free threshold starting in April 2025.

Family assistance mortgages help first-time buyers get on the property ladder with the support of a family member's savings. They offer a way to buy a home without a deposit, but they come with certain risks and considerations. It's important to understand how they work and explore other options before deciding.

Confused about council tax when buying a home? Understanding how properties are banded and what you’ll pay can save you from unexpected costs. Read our quick guide to learn how the system works and what to expect based on your property's value!

Should you go with an Independent broker or bank for your mortgage journey? We are here to help with the decision; below, we have listed all the advantages and disadvantages of each option so you can make the best educationed decision.