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Family assistance mortgages help first-time buyers get on the property ladder with the support of a family member's savings. They offer a way to buy a home without a deposit, but they come with certain risks and considerations. It's important to understand how they work and explore other options before deciding.

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Should you go with an Independent broker or bank for your mortgage journey? We are here to help with the decision; below, we have listed all the advantages and disadvantages of each option so you can make the best educationed decision.