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This blog explains the key differences between fixed-rate and variable-rate mortgages, outlining the pros and cons of each. Whether you're a first-time buyer or remortgaging, it helps you understand which option might suit your financial situation and goals.


Holding rental properties in a limited company (SPV) offers tax benefits like lower corporation tax (25% vs 45% income tax) and full mortgage interest relief. However, SPVs mean higher mortgage rates, more admin, and dividend tax on profits. Best for portfolio landlords reinvesting profits; personal ownership may suit smaller investors. Always get professional advice.


Buying your first home in the UK is tough, but government schemes can help. This guide shares tips for finding affordable properties and making strong offers. Check if you’re eligible and explore all options before buying.


Parents can help their children buy their first home through joint mortgages, remortgaging, guarantor mortgages, or gifting a deposit, each with its own risks and responsibilities. It's crucial to seek independent financial advice before making any decisions to understand the potential implications. In this blog we break down everything you need to know.


Buying your first home involves more than just saving for a deposit; you’ll also need to consider mortgage fees, legal costs, stamp duty, and ongoing expenses like insurance and utilities. Understanding these costs in advance will help you budget effectively and ensure a smooth home-buying experience.


Family assistance mortgages help first-time buyers get on the property ladder with the support of a family member's savings. They offer a way to buy a home without a deposit, but they come with certain risks and considerations. It's important to understand how they work and explore other options before deciding.